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California Health Insurance Individuals Article

Before going abroad...Remember your health

Nina Nocciolino

Starting a new life in a new place is always an adjustment.

Starting a new life in a foreign country is a big adjustment.

For international students studying in the States, or Americans

venturing abroad, there are essential things to keep in mind

before going global.

Planning an extensive stay in a foreign country can be exciting,

stressful and incredibly overwhelming at times. Travel

accommodations, housing, and what to pack often overshadow the

logistical items that matter most.

Health insurance, medical coverage, and travel insurance are

necessary parts of going abroad. Neglecting to include them

could turn a minor injury into a giant hassle. People of the "it

won't happen to me," mind-set, unfortunately, are often the ones

who end up needing medical coverage the most.

International students studying in the U.S. encounter a very

different health system than what they are used to. Unlike

public health care systems in other countries like Britain and

Canada, most people in the U.S. depend on private insurance

companies for medical needs and emergencies.

Finding the insurance that works for you isn't always easy. As

an international student, multiple plans are usually offered

through the university sponsoring your education. However, these

plans aren't always the cheapest, and often do not provide the

most extensive coverage. The most important thing to remember

before you leave your home country is to shop around for

options. International Student Organization, (www.isoa.org) is a

membership based organization started by former international

students to fill the need for affordable international health

and travel insurance. They offer an extensive selection of

options for students in a variety of payment plans, as well as

helpful outlines to determine which plan fits your financial and

medical needs. ISO also covers the most important "items" in

your life, your family. ISO's plans offer health coverage for

international student's immediate family members. You can enter

into a plan and manage your account online.

ISO also has a variety of health and travel insurance options

available for U.S students studying abroad.

Getting health coverage before going overseas is essential to a

safe and happy experience abroad. Without the appropriate

insurance, the simplest thing could cost you. Look into the

necessities you need before you leave your home country, and

shop around to find the plan that fits your needs.

About the author:

Nina Nocciolino is a copywriter with DMI Partners, an

interactive marketing agency specializing in higher education,

finance, retail and real estate. For more information, visit

href= "http://www.dmipartners.com"

target="_new">www.dmipartners.com.

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